Quick disbursal of loan funds: Once your YES BANK personal loan has been processed and sanctioned, your funds will be disbursed in a matter of hours, ensuring they are available at moment’s notice for any emergencies such as medical payments. They can also use YES BANK mPower Bot for 1-minute in-principle loan approval.
With personal loan EMI calculator facility, you can quickly determine the EMI you would be required to pay across various tenures and choose a repayment schedule that suits you the best.ġ-minute in-principle approval: Customers can check their eligibility for a YES BANK personal loan in 60 seconds or less by using the personal loan eligibility calculator here. Customers can calculate the equated monthly instalment (EMI) they are required to pay across various loan tenure to determine a repayment schedule that would suit them the best. No need for collateral: while availing the loan.įlexibility in repayment options: YES BANK enables customers to choose the tenure of their loan. There are several features and benefits of personal loan offered by YES BANK, due to which they continue to be a top choice of customers: This long tenure period ensures you can choose when you wish to repay your loan amount and reduces pressure on your monthly budget. 40 Lakh at attractive interest rates for tenure ranging from 12-60 months. YES BANK offers customers personal Loan for Rs. Personal Loan are usually a medium-term solution for managing your finances and can be used to help with expenses related to exotic travel plans, wedding, medical emergency, home renovation, amongst others.įeatures of a Personal Loan offered by YES BANK The evaluation criteria for sanctioning such Loan include income level, credit history, employment status, capacity for repayment, amongst others. Interest rates on such loan is higher than home loan, car loan or gold Loan as there is a greater risk involved. Such Loan are usually “unsecured” and are not backed by a collateral.ĭue to their “unsecured” nature, the lender cannot auction or sell anything the borrower owns. University School Relationship ManagementĪ personal loan is a ‘small expense’ loan in which money has been borrowed from a bank, credit union or non-banking financial company (NBFC) to meet personal needs and day-to-day emergencies.YES:Head-Startup - Curated Banking Solutions for Startups.Latest GST News - Insights on GST - YES Bank.
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